Terms of Service

The Interface and Services are non-custodial. Uniform Labs does not take custody, possession, or control of your digital assets at any time. You retain full ownership and control over your digital assets and interact with the Protocol through your self-custodial wallet. Transactions are executed by smart contracts on the applicable blockchain network, and Uniform Labs does not serve as an intermediary, counterparty, or custodian in any transaction.

The Interface is one of the Services and facilitates your interaction with the Protocol. The Protocol is the core smart contract infrastructure on which Uniform Labs and third parties may build products and services. Uniform Labs does not control, and is not responsible for: (i) the validation or execution of transactions by the underlying blockchain networks; (ii) the activities of other Protocol users; (iii) the security or operation of the underlying blockchain networks; or (iv) the value or price of any digital assets.

The Protocol charges fees on certain transactions. Such fees are disclosed in the Fee Disclosure.

We do not provide investment, financial, tax, or legal advice. Nothing in the Services constitutes a solicitation, recommendation, endorsement, or offer to buy, sell, or hold any digital asset or financial product. You are solely responsible for evaluating the merits and risks of any transaction you conduct using the Services.

To access or use the Services, you must:

1. Be at least eighteen (18) years of age or the age of legal majority in your jurisdiction, whichever is greater;
2. Have the legal capacity to enter into a binding agreement;
3. Not be prohibited from using the Services under any applicable law, regulation, or order; and
4. Not have been previously suspended or removed from the Services by us.

By accessing or using the Services, you represent, warrant, and covenant that:

1. You are not listed as a Specially Designated National ("SDN") or blocked person by the U.S. Department of the Treasury's Office of Foreign Assets Control ("OFAC");
2. You are not listed on the Bureau of Industry and Security's Denied Persons List or Entity List maintained by the U.S. Department of Commerce;
3. You are not the subject of sanctions administered or enforced by the United States, the United Kingdom, the European Union, the United Nations Security Council, or any other governmental authority with jurisdiction over you;
4. You are not acting on behalf of, or for the benefit of, any person or entity that is the subject of such sanctions;
5. You are not located in, organized in, or a citizen or resident of any Restricted Jurisdiction (as defined below); and
6. You will not use the Services to facilitate any transaction with, or for the benefit of, any person or entity located in a Restricted Jurisdiction or otherwise subject to sanctions.

The Interface and transaction functionality made available through the Services are not available to, and may not be used by, any person or entity located in, incorporated in, or a citizen or resident of the following jurisdictions (collectively, "Restricted Jurisdictions"):

Abkhazia, Afghanistan, Angola, Belarus, Burundi, Central African Republic, Congo, Cuba, Crimea, Ethiopia, Guinea-Bissau, Iran, Ivory Coast (Cote D’Ivoire), Lebanon, Liberia, Libya, Mali, Burma (Myanmar), Nicaragua, North Korea, Northern Cyprus, Russia, Somalia, Somaliland, South Ossetia, South Sudan, Sudan, Syria, Ukraine (Donetsk and Luhansk regions), United States, Venezuela, Yemen, Zimbabwe, and any other jurisdiction that is subject to comprehensive sanctions imposed by OFAC, the European Union, or the United Nations Security Council.

Additionally, transaction functionality may not be available to users located in other jurisdictions where the provision of decentralized finance services is prohibited or restricted by law. We reserve the right to restrict access from any jurisdiction at any time, at our sole discretion, without prior notice.

We are committed to compliance with applicable anti-money laundering ("AML"), sanctions, and know-your-customer ("KYC") requirements. Uniform Labs may request identification documentation, verification of source of funds, or other information for its own compliance screening or risk assessment, as described in the Privacy Policy.

Certain assets may be available only to users who have completed onboarding and passed KYC checks directly with the relevant Issuer or who otherwise satisfy the Issuer's eligibility and permissioning requirements. Issuer-specific onboarding and KYC are conducted by the relevant Issuer or integration partner unless the Interface expressly states that Uniform Labs is conducting a particular process.

We use blockchain intelligence tools or other compliance controls to screen wallet addresses that users try to connect via their self-custodial wallets against sanctions lists and other illicit risk factors. Wallet addresses identified as potentially having engaged in illicit activity, or otherwise restricted by applicable controls, may be restricted from using this Interface. We may restrict, suspend, or terminate your access to the Services if you fail to provide requested information or if we reasonably believe that your use of the Services violates any applicable law or regulation. We reserve the right to block or restrict any wallet from accessing the Services or interacting with the Protocol through the Interface.

We reserve the right to implement geographic restrictions, including IP-based blocking, VPN detection, and other access controls, to enforce the foregoing eligibility requirements. Any attempt to circumvent such restrictions, including through the use of virtual private networks, proxy servers, or other tools, constitutes a material breach of these Terms.

The Services, including the Interface, Site, and all content, features, and functionality thereof, including but not limited to text, graphics, logos, icons, images, audio clips, software, code, and the arrangement thereof, are owned by Uniform Labs, Inc., its licensors, or other providers and are protected by copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws. The Multiliquid name, logo, and all related names, logos, product and service names, designs, and slogans are trademarks of Uniform Labs or its affiliates (collectively, the "Multiliquid Marks"). You may not use the Multiliquid Marks without the prior written permission of Uniform Labs. All other names, logos, product and service names, designs, and slogans on the Site are the trademarks of their respective owners.

Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, non-sublicensable, revocable license to access and use the Services for your lawful personal or internal business purposes. This license does not include any right to:

1. Modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any content, information, software, products, or services obtained from or through the Services;
2. Resell access to the Services, operate a competing service using proprietary components of the Services, or otherwise commercially exploit the Services for the benefit of an unauthorized third party;
3. Use any data mining, robots, spiders, scraping, or similar automated data-gathering tools on the Services; or
4. Frame or mirror any portion of the Services.

Certain components of the Protocol may be released under open-source licenses. To the extent any component of the Services is released under an open-source license, the provisions of that open-source license shall govern with respect to that component, and nothing in these Terms shall restrict your rights under, or grant you rights that supersede, the applicable open-source license.

If you provide us with any feedback, suggestions, ideas, or other submissions regarding the Services ("Feedback"), you hereby assign to us all right, title, and interest in and to such Feedback. We are free to use, disclose, reproduce, license, and otherwise distribute and exploit such Feedback without restriction, obligation, or compensation to you.

The Protocol relies on smart contracts - self-executing code deployed on blockchain networks. Smart contracts may contain bugs, errors, vulnerabilities, or design flaws that could result in the loss or theft of digital assets, unexpected behavior, or exploitation by malicious actors. While we may engage third-party auditors to review smart contract code, no audit can guarantee the absence of vulnerabilities. You acknowledge that you interact with smart contracts at your own risk.

Blockchain networks and the Protocol are subject to inherent risks, including but not limited to network congestion, transaction delays or failures, hard forks, soft forks, or chain reorganizations, changes to consensus mechanisms, validator or miner misbehavior, and unexpected protocol-level bugs or failures. We have no control over the operation or security of any blockchain network.

Digital assets are highly volatile. The value of digital assets can fluctuate dramatically in short periods and may decline to zero. Past performance is not indicative of future results. You may experience significant or total loss of value in your digital assets. We do not guarantee the value, liquidity, or transferability of any digital asset accessible through the Services.

The Interface may display a preview based on the applicable asset NAV, available liquidity, Price Adjustments, fees, permissions, and other parameters available at the time of the quote. Those inputs may change before execution. Swaps are designed to execute atomically on an all-or-nothing basis, but a transaction may fail if required checks are not satisfied at execution. A displayed quote does not guarantee transaction availability or completion.

The Protocol may rely on decentralized oracles or price feeds to obtain external market data. Oracles may be subject to manipulation, inaccuracies, delays, or failures, which could result in incorrect pricing and consequent losses. We do not operate, control, or guarantee the accuracy of any oracle or price feed.

The Protocol may also be accessed through third-party frontends, APIs, wallets, infrastructure providers, or direct smart contract interactions. Uniform Labs does not control, audit, endorse, or guarantee independently provided third-party products or services. Your use of them is at your sole risk and subject to the applicable third party's terms and disclosures.

The regulatory status of decentralized finance, digital assets, and blockchain technology is evolving and uncertain across many jurisdictions. Legislative, regulatory, or enforcement actions could materially and adversely affect the Services, the Protocol, or your ability to access or use either. You are solely responsible for understanding and complying with all applicable laws and regulations in your jurisdiction.

Blockchain transactions are irreversible once confirmed. We cannot reverse, cancel, or refund any transaction executed through the Protocol. If you send digital assets to an incorrect address, interact with a malicious contract, or make an error in a transaction, your assets may be permanently lost.

Digital assets held in self-custodial wallets or deposited into Protocol smart contracts are not insured by any government agency, including, without limitation, the Federal Deposit Insurance Corporation or the Securities Investor Protection Corporation. We do not provide any insurance or guarantee against loss.

These Terms and any dispute or claim arising out of or in connection with them or their subject matter or formation, including non-contractual disputes or claims, shall be governed by and construed in accordance with the laws of the State of California, United States of America, without regard to its conflict of laws principles.

Please read this Section carefully - it affects your legal rights, including your right to file a lawsuit in court.

You and Uniform Labs, Inc. agree that any dispute, claim, or controversy arising out of or relating to these Terms, the Services, or the Protocol, including the determination of the scope or applicability of this agreement to arbitrate, shall be resolved exclusively through final and binding individual arbitration, rather than in court, except that either party may seek injunctive or other equitable relief in a court of competent jurisdiction to prevent the actual or threatened infringement, misappropriation, or violation of a party's intellectual property rights or confidential information.

You and Uniform Labs, Inc. agree that each party may bring claims against the other only in an individual capacity and not as a plaintiff or class member in any purported class action, collective action, representative action, or private attorney general action. You and we further agree that the arbitrator may not consolidate more than one party's claims and may not otherwise preside over any form of a class, collective, representative, or private attorney general proceeding.

To the fullest extent permitted by applicable law, you and us each waive the right to a jury trial for any and all disputes arising under or relating to these Terms.

You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to these Terms or the use of the Services must be filed within one (1) year after such claim or cause of action arose or be forever barred.

You may opt out of the arbitration provision set forth in Section 10.2 by sending written notice of your decision to opt out to legal@multiliquid.xyz within thirty (30) days of first accepting these Terms. Your notice must include your name, mailing address, and a clear statement that you wish to opt out of this arbitration provision. If you opt out, all other provisions of these Terms shall continue to apply.

These Terms, together with the Privacy Policy and any other agreements, policies, or documents expressly incorporated by reference herein, constitute the entire agreement between you and us with respect to the subject matter hereof and supersede all prior or contemporaneous understandings, agreements, representations, and warranties, both written and oral, regarding such subject matter.

If any provision of these Terms is held to be invalid, illegal, or unenforceable by a court or arbitrator of competent jurisdiction, such invalidity, illegality, or unenforceability shall not affect any other provision of these Terms. The remaining provisions shall continue in full force and effect, and the invalid, illegal, or unenforceable provision shall be modified to the minimum extent necessary to make it valid, legal, and enforceable while preserving the parties' original intent.

Our failure to exercise or enforce any right or provision of these Terms shall not constitute a waiver of such right or provision. No waiver by us of any term or condition set forth in these Terms shall be deemed a further or continuing waiver of such term or condition or a waiver of any other term or condition.

We may assign, transfer, or delegate our rights, obligations, or interests under these Terms, in whole or in part, at any time without notice to you and without your consent, including without limitation in connection with a merger, acquisition, corporate reorganization, or sale of all or substantially all of our assets. You may not assign or transfer your rights or obligations under these Terms without our prior written consent. Any purported assignment by you in violation of this Section shall be null and void.

We shall not be liable for any delay or failure in performance resulting from causes beyond our reasonable control, including but not limited to acts of God, natural disasters, epidemics or pandemics, war, terrorism, or hostilities, civil unrest, governmental actions, sanctions, embargoes, or regulations, labor disputes, power outages, failures of telecommunications or internet infrastructure, blockchain network congestion, forks, or failures, cyberattacks, or any other event beyond our reasonable control (each, a "Force Majeure Event"). During any Force Majeure Event, our obligations under these Terms shall be suspended to the extent affected by such event.

Nothing in these Terms shall be construed to create a joint venture, partnership, employment, or agency relationship between you and us. We are not your broker, intermediary, agent, or advisor, and have no fiduciary relationship or obligation to you.

We may provide notices to you by posting on the Site, displaying through the Interface, or by any other means we reasonably determine will reach you. You may provide notices to us by emailing legal@multiliquid.xyz. Notices shall be deemed given when posted, in the case of notices from us, or when received, in the case of notices to us.

These Terms are drafted in the English language. In the event of any conflict between the English language version and any translation thereof, the English language version shall prevail. All communications and notices required or permitted under these Terms shall be in English.

The section headings in these Terms are for convenience of reference only and shall not affect the interpretation or construction of these Terms.

The following provisions shall survive the termination or expiration of these Terms: Sections 4 (Intellectual Property), 6 (Risks and Disclosures), 7 (Disclaimers of Warranties), 8 (Limitation of Liability), 9 (Indemnification), 10 (Governing Law and Dispute Resolution), 11 (Privacy and Data), and 13 (Miscellaneous / General Provisions), as well as any other provisions that by their nature are intended to survive.

These Terms do not confer any third-party beneficiary rights. No person or entity other than you and us shall have any right to enforce any provision of these Terms.

You acknowledge and agree that by accessing or using the Services, you are entering into these Terms electronically, and that such electronic agreement has the same force and effect as if you had signed a physical copy of these Terms. A printed version of these Terms and of any notice given in electronic form shall be admissible in judicial or administrative proceedings to the same extent and subject to the same conditions as other business documents originally generated and maintained in printed form.

If you have any questions about these Terms or the Services, please contact us at:

Uniform Labs, Inc.
Address: 131 Continental Drive, Suite 305, Newark, DE 19713
Email: legal@multiliquid.xyz
Website: https://www.multiliquid.xyz